Niacin Educators – Terms and Conditions

Welcome to www.niacineducators.com. “Niacin Educators,” “we,” “us,” or “our” refers to Niacin Educators, including our website, social media platforms, and mobile website (collectively, the “Website”). By accessing or using our Website, you agree to be bound by these Terms and Conditions, including our Privacy Policy and Disclaimer. If you do not agree, you must discontinue use immediately.

These Terms and Conditions are a legally binding agreement between you and Niacin Educators.

CHANGES AND MODIFICATIONS TO TERMS

Niacin Educators reserves the right to update or modify these Terms and Conditions at any time, without prior notice. Users are encouraged to review these Terms periodically. Continued use of the Website after changes constitutes acceptance of those modifications. The “Last Updated” date will reflect any revisions.

COPYRIGHT AND INTELLECTUAL PROPERTY

All content on the Website, including website design, software, databases, text, graphics, images, videos, downloadable resources, newsletters, and digital products or services (collectively, “Content”), is owned by Niacin Educators and protected by copyright, trademark, and other applicable laws.

We grant you a limited, revocable license to access and use the Website and downloadable materials for personal, non-commercial purposes only. This license is non-transferable. You may not duplicate, reproduce, sublicense, upload, modify, distribute, sell, or create derivative works from the Content without express written permission. All rights not expressly granted are reserved by Niacin Educators.

COPYRIGHT INFRINGEMENT

If you believe that any Content on our Website infringes on your copyright, please contact us at admin@niacinconsulting.com.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Niacin Educators, our Website, employees, successors, affiliates, and partners from any claims, damages, losses, actions, costs, or expenses arising from your use of the Website, your violation of these Terms, or your breach of any obligations under these Terms. Niacin Educators will make reasonable efforts to notify you of any claims subject to this indemnification.

LAWFUL USE OF WEBSITE

By using our Website, you agree not to:

  • Post, upload, or transmit content that is unlawful, defamatory, offensive, discriminatory, harassing, threatening, or pornographic;
  • Advocate or reference unlawful conduct;
  • Promote your own goods or services without prior written permission;
  • Upload viruses, spyware, or data-mining software;
  • Use the Website in any way that could damage, overburden, or interfere with its operation;
  • Frame, link to, or copy our Website content without authorization.
  • All use must comply with applicable laws and the intended purpose of the Website.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, Niacin Educators is not liable for any direct, indirect, consequential, punitive, or other damages resulting from your use of the Website, products, or services. You acknowledge that you are solely responsible for any results derived from your use. By using the Website, you release Niacin Educators from all claims.

NO WARRANTIES

Use of the Website, products, or services is at your own risk. All information and content are provided “as is,” without warranties of any kind, express or implied. Niacin Educators disclaims all warranties to the fullest extent permitted by law.

SERVICES AND PURCHASES

All services offered on the Website are subject to availability and may be modified or canceled at any time. Pricing, descriptions, and availability are provided in good faith but are not guaranteed to be complete or accurate.

All purchases are non-refundable. Users may not dispute charges or initiate chargebacks for services purchased from Niacin Educators or affiliated entities. Attempting to do so may waive privacy rights regarding purchase history or correspondence necessary to defend against disputes.

SITE INTERRUPTIONS

Niacin Educators does not guarantee uninterrupted access to the Website. Temporary outages or maintenance may occur. We are not liable for any damages resulting from inability to access the Website.

THIRD-PARTY WEBSITES

The Website may contain links to third-party websites. Clicking such links will leave our Website, and we are not responsible for the content, practices, or conduct of third-party sites. We disclaim liability for any damages resulting from use of third-party websites.

TERMINATION

You are bound by these Terms as long as you continue to use the Website. Niacin Educators reserves the right to deny access to any user who violates these Terms or applicable laws, without limiting any other rights or remedies.